1. Our Mission

At Finance Pickers, we’re here to help you grow as an investor.
We share stock picks, strategies, and insights - the same ones we use ourselves - with one clear goal:

To educate, inspire, and empower you to make smarter investment decisions.

We don’t offer personal investment advice. Instead, we give you the real-world thinking behind our own decisions - so you can learn and apply that knowledge your own way.

2. Global Access, Local Compliance

We serve investors around the world - including in the United States, Canada, the United Kingdom, and throughout the European Union.
Our operations are based in Belgium, and we comply with relevant consumer protection laws across the regions we serve.
We respect mandatory local rights, such as the EU Consumer Rights Directive and equivalent frameworks in North America and the UK.

3. What You’re Subscribing To

When you join Finance Pickers, you get:

• Exclusive stock picks
  
  

• Market commentary and outlooks
  
  

• Educational analysis and strategy insights
  
  

You’ll receive this content via email and other private channels, depending on your subscription tier.

Subscriptions are available in:

• 6-month or 12-month plans
  
  

• Automatically renewing, unless cancelled prior to renewal
  
  

You gain immediate access to digital content upon payment.

4. Clarity About Advice

Let’s be clear:
We do not give personalized advice, and we’re not licensed financial advisors.

We do share what we’re doing, why we’re doing it, and how we think - so that you can grow your own understanding.

You are fully responsible for your own decisions and investments. We’re here to guide and educate, not to direct or recommend.

5. No Refunds (Here’s Why)

We provide instant access to exclusive, high-value content. That means:

• No refunds are offered once a payment is made.
  
  

• By subscribing, you explicitly waive your right to withdrawal (as per EU/UK consumer law).
  
  

• You confirm that you're receiving a digital product and that access begins immediately.
  
  

We believe in transparency, and we say this upfront so there are no surprises later.

6. Respecting Our Work

We work hard to create unique, premium content.
Please don’t:

• Share, forward, or repost our content
  
  

• Reproduce, sell, or distribute anything we send you
  
  

• Impersonate Finance Pickers or use our name/logo without permission
  
  

Your access is personal. Misuse may lead to cancellation, a permanent ban, and legal follow-up if needed.

7. Ownership & Intellectual Property

Everything we create — from newsletters to stock picks to branding — is the intellectual property of InvestBDB (Finance Pickers).
You are granted access, not ownership. Any unauthorized use, resale, or republication is strictly prohibited.

8. Limitation of Liability

We want you to succeed, but we also need to protect ourselves.
To the fullest extent permitted by law:

• We are not responsible for any financial loss resulting from your use of our service
  
  

• We do not guarantee returns, accuracy, or completeness of information
  
  

• All use of our service is at your own risk
  

9. Legal Stuff & Jurisdiction

These Terms are governed by the laws of Belgium, unless otherwise required by local consumer protection laws.

Any legal dispute will be resolved in the courts of Belgium, unless mandatory law says otherwise (e.g., local consumer rights in your country).

10. Updates to These Terms

We may revise these Terms from time to time.
The latest version will always be available on our website. Continued use of our service means you accept the most recent version.

11. Contact Us

We’re happy to help.
📧 Email: support@financepickers.com
 🌐 Website: https://financepickers.com